How to protect your business from damages with insurance

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November 20, 2019 0 Comment

When it comes to protecting your business from insurance-related damages, it all depends on the policies that define your workplace habits. To get the best out of any business insurance policy, you have to protect the business. From the onset, you should limit risks and chances of lawsuits in every way possible. Here are essential tips on how to protect your business from damages with insurance.

 

Always be prepared for the unexpected

 

First, always imagine the unimaginable. Knowing how to protect your business is only possible if you realize the possible threats facing every business. There are many business insurance options at your disposal to choose from. There is fire, slip and fall risks, loss of income, injured employees and defective products which can be serious threats. Ensure that you purchase a business insurance policy that covers all the above.

 

Be prepared for equipment breakdowns

 

Apart from defective products, businesses suffer from equipment breakdowns which make some of the most damages they encounter. Make sure to cover your business’s equipment with a policy instead of assuming that your equipment can’t wear out because it looks too good.

 

Here are some reasons you need business equipment breakdown insurance with iSelect personal business insurance covers:

 

• Computerized equipment break down easily

• Essential business information is mostly saved in digital equipment

• Contemporary business practices depend more on computers and equipment

• Today, employees are fond of traveling with equipment, hence increasing the rate of breakdowns

 

Protect your vehicles

 

Your company vehicles need insurance protection against liability claims. Accidents occur and having protection against third-party injury is also critical.

 

Protect against interruption

 

You don’t want your business to stall when disaster strikes. Without your staff working, you would not be manufacturing products or making sales calls. With business interruption insurance, you can prevent these types of losses. Consult your insurer to make sure you pick the right business insurance plan.

 

Retirement Villages In Australia – Are They Worth The Costs?

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November 17, 2019 0 Comment

Retirement villages  by the Village Retirement group can easily be one of the most appealing choices of habitation for retirees. There are more than 2,200 retirement villages across Australia, and with the benefits of home and garden maintenance, on call medical assistance, and recreational facilities with many activities to keep oneself busy, it’s no wonder that so many people are choosing this option.

Unfortunately, the cost of living in a retirement village can quickly and easily become daunting. The entrance fee alone is roughly 90% of the median house price in the area which you desire to live. Other factors contributing to this cost include things such as the age and condition of the unit, the facilities available within the village, and the location in which the village rests.

In addition to this there are ongoing fees to cover costs such as maintenance, gas, electricity, and telephone, which all can and do increase (oftentimes more than was expected). Furthermore, many villages continue to charge ongoing fees to ex-residents, but the good news here is that every state and territory has their own regulations to determine the maximum amount of time that a village can continue to charge their ex-tenants.

Another concern people may have is that, depending on your contract, if you move out or die, your estate could very well still be financially responsible for months or even years afterward. Likewise, because they can be quite complicated, it could take years to receive back part (if anything) of your capital gain entitlement.

So, are retirement villages in Australia expensive? The short answer to that question is a resounding ‘yes’, but that doesn’t mean they’re not worth it. In fact, thousands of people every day are choosing retirement village living. The key is to do a lot of research and a lot of math until you find the right home for you.

 

 

Sources:

https://mccrindle.com.au/insights/blogarchive/retirement-villages-the-quite-achievers-australias-highest-rated-industry/

https://www.canstar.com.au/superannuation/how-do-retirement-villages-work/

https://www.choice.com.au/health-and-body/healthy-ageing/ageing-and-retirement/articles/retirement-villages

 

 

 

 

Cheapest Wheels Online Australia

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November 15, 2019 0 Comment

Everybody knows there is no faster method fo transforming the feel and look of your ride than by the addition of a new set of tyres and cheap wheels Australia. Whether you have pure aesthetics on your mind or performance, knowing what to get in terms of wheels in Australia will make a huge difference in the way your car looks and feels. The question is, where can you get the cheapest wheels online Australia?

When it comes to searching and finding the cheapest wheels online Australia, the important thing to keep in mind is that when it comes to price, size matters. In other words, the price will increase as the diametre increases even if it is in increments you can manage. The move to a larger set of wheels is where the price sneaks up as well. Depending on the model and make, you can avoid a price increase by staying within the same size.

Finding a reputable shop that can offer you the best wheels selection in Australia for the price is going to be the difference between upgrading the look and feel of your ute without really breaking the bank. Plus, if the tyres are branded and are the right size, you may even get the entire set without paying full price. Find out from the store of your choice if there are deals, discounts and offers on a set of wheels that are in the size you need.

Of course, no matter how tempted to you are save as much money as you can, on buying wheels, remember that you need to avoid poor construction. No one wants broken, bent or cracked rims or you could be sacrificing your entire vehicle regardless of how attractive the price tag is. Remember, there is a fine line between a bust and a barge so find a great shop online that offers the cheapest wheels online Australia without sacrificing quality.

Is Streetwear Still Fashionable in Australia?

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October 22, 2019 0 Comment

Australia has gained a prominent position in the global fashion industry over the past few years. If you walk around Australian cities, you will find people walking into offices in comfortable, casual clothing now. This wasn’t the case a decade ago.

 

Current trends: In the past few years, streetwear has become the way to go for everyone. A proper dress code for the workplace is being replaced with the new generation coming in with a high need for comfort clothing. The growing popularity of streetwear represents the sartorial preferences and the taste in fashion of the new generation. For them, clothes should be comfortable, practical, and stylish at the same time.

 

Luxury on the streets: With this shift in clothing and fashion trends, luxury and high street brands have started including casual and streetwear lines into their seasonal collections. From luxury sneakers and over-sized sweat shirts, to dad jeans, expensive brands have found a way to give this generation comfort, style and a label together.

 

From street to fashion runways: A lot of luxury streetwear brands have made a market of their own over the last few years. Brands like Off-White, Vetements etc, have figured a way of providing the aesthetics of streetwear at expensive price points. Fashion icons have even started showcasing streetwear as collections on fashion runways. In Australia, brands like Cartel, West Brothers, and Cap City have made streetwear accessible to all. Surveys in fashion trends around Australia show that streetwear has become one of the largest growing fields in fashion. Most of the consumers are the young Australian generation.

 

Now streetwear Australia represents more than just an aesthetic, it represents the changing society, and how diverse and inclusive it is becoming. While streetwear, as the name suggests was manufactured for the streets, the new generation has found ways to make it fashionable enough to wear to parties and the office. This shows how streetwear is still fashionable in Australia. It has grown and made a name for itself beyond the streets.

Is Streetwear Popular Down Under?

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September 22, 2019 0 Comment

Streetwear refers to a style that is influenced by the surf and skates culture of the 1970s and early 1980s. This style originated in Los Angeles, California and later became globally popular in the ’90s. Buy Streetwear online is still the most common sartorial choice for the younger generations. This style is characterized by the use of casual and comfortable pieces of clothing like jeans, T-shirts, hoodies, track pants, leggings, sneakers and baseball caps from specific name brands.

So, is streetwear popular in Australia?
The simplest answer to that question will be- yes. This particular style of dressing is globally accepted. And because Australia is such a melting pot of various cultures, streetwear has gained popularity here over the last decade. The laid back nature of most people here actually translates quite well into the relaxed streetwear style.
Another reason for the popularity of the streetwear style across the world and in Australia, in particular, is its endorsements by celebrities and influencers. The younger generations see their idols wearing particular brands and want to own and wear the same. And in this era on online shopping, it is very easy to do so.
In fact, recent surveys by researchers at Piper Jaffray show an increase in the preference for certain brand shoes like Vans amongst the youngsters over other Athleisure brands. This indicates that the popularity of the Streetwear style is not going to diminish soon. Over the last few years, due to the increasing demand, several local Australian designers have launched their streetwear brands.
Streetwear fashion’s appeal lies in its ease. The pieces are not only comfortable and casual, but they are also easy to style. And since Australia has a multifaceted culture, streetwear’s popularity is very high, especially among the younger generations.
So the answer to the question- is streetwear popular in Australia- is not only a yes but that the popularity is actually ever-increasing.
References

Energy Saving Tips For Australians

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August 21, 2019 0 Comment

Wanting to save energy around your house or at work? Modifying your energy habits for the better is great for your wallet, and good for the environment.  To further save, look for cheap electricity and gas providers in Australia – there are plenty!

Hot water hints

  • Take shorter showers. Your pocket will be thankful for it. They can cost around $200 annually in energy. You could lower your hot water usage by half.
  • Repair leaking taps. Leaking hot water heaters waste electricity and water.

 

Kitchen appliance tips

  • Assess your refrigerator and freezer temperatures. Set your refrigerator to between 3°C and 5°C and your freezer to -15°C and -18°C.
  • Only use your next refrigerator when required.
  • Check if your refrigerator door is sealed correctly. Put a strip of paper between the door and the refrigerator. If the paper can be pulled out easily, it may be time to get a reseal.
  • Place your oven to fan forced. It cooks faster and more evenly than traditional settings.
  • Assess the energy-rating labels on new appliances. The more stars it gets, the more energy efficient it is going to be.

 

Laundry hints

  • Wash clothes in cold water, using a relevant detergent.
  • Dry your clothes on a line as opposed to using your dryer. You can save around $130 annually.
  • Watch out for specific features when you purchase a new washing machine: a quick spin cycle, at least a 4-star energy evaluation and 4-star water evaluation and decide on a front loader.
  • Iron in large batches. This prevents you from wasting energy every time you reheat the iron.

 

Lighting hints

  • Switch off the lights. Make this a habit when you leave a space. You could save as much as 80% energy per world.
  • Use solar lights in your backyard. They store energy during the day, then light up automatically at night.

Theatre Works 2015

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August 13, 2019 0 Comment

Thrilled to be bringing Cut Snake by Amelia Evans, Dan Giovannoni and Paige Rattray back to Theatre Works in 2015 – in a very limited run. Theatre Works – check out their excellent 2015 season below. In addition to a very promising season, the company brings to the new year a great new writing initiative in partnership with the VCA. With a tiny team, those Theatre Works guys are def punching above their weight. Come support them in 2015! Nice one.

 

Bright World, in development

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In December 2014, we were very happy to be supported by Melbourne’s Theatre Works in the development of our new Aus work, Bright World. We spent two weeks in St Kilda working with a talented bunch of new and old collaborators (the full team being Elise Heart, Tom Hogan, Amelia Evans, Guy Simon, Rarriwuy Hick, Kevin Kiernan-Molloy, Belinda Kelly, Paige Rattray and Marcus McKenzie.)

Here’s a snap of the team hanging out with Maria, a long-term volunteer guide at the Holocaust Centre in Melbourne and an all round legend.

A little more detail on the project and development from Elise in the link below, from the Theatre Works blog.

Support us!

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We are running a campaign through the Australian Cultural Fund to raise funds to pay production and education expenses for our new show, Bright World. Through the MATCH scheme, every dollar you donate will be matched dollar for dollar by the ACF. Nice one.